Veliqano

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Veliqano · Financial Intelligence

Welcome to Veliqano

Use your secure account to continue.

Passwords require at least 10 characters with letters and a number.

Dashboard

Your bank statement workspace

OVERVIEW

Welcome to Veliqano

Convert bank statements into clean, structured and accounting-ready data.

Systems operational Converter ready
⇧
TOTAL

Statements Converted

0

Your processed statements
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DATA

Transactions Processed

0

Structured transaction rows
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BANKS

Supported Banks

14

Auto-detection available
✓
ENGINE

Validation Engine

Active

Balance verification enabled
START HERE

What would you like to do?

ACTIVITY

Recent conversions

▤

No conversions yet

Your recently converted statements will appear here.

VELIQANO ENGINE

Platform capabilities

✓
Bank Auto-Detection

Automatically identifies supported statement formats.

✓
Balance Validation

Checks transaction movement against running balances.

✓
Smart Classification

Converts raw narration into useful accounting information.

✓
Combined Ledger

Brings multiple bank files into one structured ledger.

COVERAGE

Supported Pakistani banks

14 BANKS
MCB
Bank Alfalah
Meezan
NBP
Bank Al Habib
BOP
HabibMetro
UBL
Standard Chartered
Allied Bank
Faysal Bank
Habib Bank Limited (HBL)
Microfinance
BankIslami
SINGLE STATEMENT

Convert Bank Statement

Upload one supported Pakistani bank statement and convert it into clean, structured Excel data.

✓ 14 Banks Supported
Convert in three easy steps

Choose your output, upload a PDF, then download your Excel file.

  1. 1 Choose settings
  2. 2 Upload statement
  3. 3 Download Excel
PDF → XLSX

Configure Conversion

Choose your settings and upload one statement.

XLSX
Auto Detect is recommended
RECOMMENDED
Select the type of Excel output
Quick conversion

Extract statement transactions into a structured Excel workbook. Best for everyday conversion.

Upload one PDF statement
MAX 25 MB
Only for password-protected statements
OPTIONAL
◉

Your PDF is used to prepare the requested output. Review the downloaded workbook against the original statement before filing or posting accounts.

Clears the selected PDF from this form; does not delete files already downloaded.
✓ Auto Detection ✓ Balance Validation Protected PDF Support
MULTI-FILE WORKSPACE

Batch Conversion

Upload multiple supported Pakistani bank statements. Veliqano auto-detects each bank and prepares one downloadable ZIP.

✓ Auto Detection Per File
PDFs → ZIP

Configure Batch

Select one output mode and upload your statements.

ZIP
01Conversion Mode
Applies to every PDF
02Upload Statements
PDF only · max 4 files at a time · 25 MB each
ZIP outputIndividual Excel filesCombined LedgerBatch report
✓ Per-file Auto Detection✓ Password Support✓ Partial Failure Handling
MULTI-BANK WORKSPACE

Combined Ledger

Open a Veliqano Combined_Ledger.xlsx file to review, filter and export transactions in one workspace.

✓ Quick · Tax · Accounting
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Open Combined Ledger

Select the Combined_Ledger.xlsx created by Batch Conversion.

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TRANSACTIONS0

Rows in current view

↓
INFLOW / CREDITPKR 0

Money received

↑
OUTFLOW / DEBITPKR 0

Money paid

◎
BANKS0

Banks in current view

⌕
Combined_Ledger.xlsx LEDGER
0 transactions
⌕
No matching transactions

Change or clear the filters to see more rows.

ACCOUNTING INTELLIGENCE

Accounting Mode

Convert one bank statement into an accounting-ready Excel with clean descriptions, categories, counterparties, references, inflows and outflows.

✓ 14 Banks Supported
PDF → ACCOUNTING XLSX

Accounting Conversion

Upload one statement and Veliqano will prepare the accounting ledger.

XLSX
Auto Detect is recommended
RECOMMENDED
Maximum file size: 25 MB
Leave blank if the statement is not protected
ACCOUNTING SOFTWARE EXPORT

QuickBooks & Xero Bank CSV

Upload your converted bank Excel file. Export signed bank transactions for import into a bank account in QuickBooks or Xero. Check your software's import preview before confirming.

Money in = positive amount; money out = negative amount. Transfers are not automatically treated as revenue or expenses. Duplicate rows are flagged for review, not silently removed.

PERSONALIZED ACCOUNTING

Smart Transaction Rules

Save keyword rules for your own account. They apply to future Accounting Mode conversions only.

Add a rule

Saved Rules

More specific keywords take priority. Bank amounts are never modified.

Loading rules…
FINANCIAL INTELLIGENCE

Banking Insights

Turn a Veliqano ledger into clear cash-flow, spending and transaction insights.

✦ Smart Analysis
⌁
Analyze Veliqano Ledger

Choose a Quick, Tax or Accounting Excel output.

Combined_Ledger.xlsxLEDGER
Financial Analysis Report

Export the currently filtered Insights to a six-sheet Excel workbook.

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TOTAL INFLOWPKR 0

Money received

↑
TOTAL OUTFLOWPKR 0

Money paid

↔
NET CASH FLOWPKR 0

Inflow minus outflow

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TRANSACTIONS0

Rows in current view

MONTH-OVER-MONTH NET CHANGE—

Requires at least two dated months

CASH FLOW HEALTH—

Based on inflow and outflow only

IDENTIFIED BANK CHARGESPKR 0

0 identified transactions

IDENTIFIED TAX DEDUCTIONSPKR 0

0 identified transactions

Cash-flow indicators are not business profit or a tax return. Charges and taxes are indicative, based on transaction labels; verify against source statements.

FORECAST

Next 3 Months Cash Flow Estimate

REVIEW ALERTS

Duplicates & Unusual Payments

CASH FLOW

Monthly Inflow vs Outflow

No dated transactions available.
SPENDING

Top Categories

Category data is available with Accounting Mode.
MONEY IN

Top Money Received From

Inflow only
MONEY OUT

Top Money Paid To

Outflow only
BANK ACTIVITY

Bank-wise Transactions

Current view
VELIQANO INTELLIGENCE

Ask Veliqano AI

Ask questions about your Veliqano Excel ledger and get answers calculated from the actual transactions.

⌾ Ledger-grounded
Veliqano AIFinancial ledger assistant
✦
Upload a Veliqano ledger to begin.

Then ask about inflow, outflow, counterparties, categories, months, banks or transactions.

ACTIVITY

Conversion History

Review successful Veliqano conversions saved in this browser.

Total Conversions0
Quick Mode0
Tax Mode0
Accounting Mode0
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File NameBankModeTransactionsDate & TimeStatus
↺
No conversion history yet

Successful conversions will appear here automatically.

SUBSCRIPTIONS

Veliqano Plans

Choose a plan and submit a payment reference for manual verification.

Your Subscription

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Pay with BankIslami

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My Payment Requests

HELP

Support

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OWNER

Veliqano Admin

Account overview. Passwords are never available here.

Total Users0
Verified0
Free Users0
Conversions Used0
⌕
NameEmailPlanUsedRemainingVerifiedJoined
No users found

Client Issues

Open issues are shown first. Your reply is saved and emailed to the client.

Payment Approvals

Verify the transaction in your bank account before approval.

WORKSPACE

Settings

Choose how Veliqano behaves when you convert and review statements.

Saved locally
◉

My Account

Update your Veliqano profile and password securely.

⚙

Conversion Preferences

Set your defaults for new statement conversions.

Default conversion modePreselect this mode when Convert Statement opens.
Default bank selectionAuto Detect is recommended for supported banks.
Display currencyUsed for Veliqano summaries and financial displays.
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Workspace

Control dashboard behavior on this browser.

✦

AI & Privacy

Veliqano AI settings for ledger analysis.

Privacy-first workspace

History and these preferences are stored in this browser. Uploaded ledger data is not saved by Settings.

◎

Veliqano Engine

Current workspace configuration.

Supported banks14
Balance validationActive
ModesQuick · Tax · Accounting
Excel limit25 MB frontend upload
Workspace preferences

Changes apply to this browser and can be updated anytime.

EVIDENCE-BASED SCREENING

Financial Investigation

Upload a bank statement or ledger in its original CSV/XLSX or text-based PDF layout. Veliqano standardizes the columns first, then screens for possible duplicates, unusually large amounts and monthly expense increases.

Upload transaction records

Upload a bank statement or ledger as CSV, XLSX (including multiple sheets) or text-based PDF—even if its columns differ by bank. Scanned PDFs are not supported yet. Veliqano maps it into a standard transaction format before analysis. Files are processed for this request and are not saved as investigation records.

ACCOUNTING AUTOMATION

Bank-to-Books Reconciliation

Compare a converted bank statement against an accounting ledger export from QuickBooks, Xero, Sage or Excel.

Upload your two files

Supported formats: CSV and XLSX. Use your bank account ledger (not a full general ledger). Books debit = money in; bank debit = money out. Ambiguous matches are flagged for manual review.

What will be in your report?

Summary · Matched · Needs Review · Bank Not Matched · Books Not Matched · Bank Duplicates · Books Duplicates

This is a first version. Always review unmatched items and possible duplicates before making accounting adjustments.

PAKISTAN ACCOUNTING WORKFLOW

Transaction Review & FBR Tax Working

Upload a converted CSV/XLSX, correct entries, classify them, then export reviewed working papers.

Use a bank-converted file; original PDF conversion remains in Convert Statement.